WFO 2023 Dec Issue 12

Welcome to WFO 2023 Dec Issue 12

WFO invites you to flip through the pages and read these engaging, informative, and highly practical financial articles. This issue focuses on all personal finances at Christmas and charitable giving. Flip through the pages in this issue and read these informative articles Passing on the Giving Gene, Saving for Your Home at Christmas, Christmas Spending Without the Splurge, Gift Yourself Financial Literacy, and more. And see which three charities we feature in this issue…

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